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R.J. Weiss

About R.J. Weiss

Founder of The Ways to Wealth

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R.J. Weiss is a CERTIFIED FINANCIAL PLANNER™ professional with over a decade of experience in financial planning, and founder of The Ways To Wealth.

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Expert reviewer for BestColleges.com and has been quoted in publications like Business Insider, Yahoo, Mint, USA Today, CNET, the New York Times and Forbes.

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Holds a B.A. in finance from Eastern Illinois University and completed the CFP® Certification curriculum program at The American College. Additionally, he has earned the Personal Lines Coverage Specialist (PLCS) and Small Business Coverage Specialist (SBCS) designations.

Experience

R.J. Weiss is not just a financial planner but a trusted voice in the realm of financial content. At The Ways To Wealth, R.J. and his team are dedicated to publishing a wide range of content in the financial space, from fair and unbiased assessments of financial products and services to insightful articles, guides and resources. Their commitment to accuracy and relevance ensures that readers get the most up-to-date and reliable information.

R.J.'s unique approach to content creation is based on experience, research, and a deep understanding of the financial industry. He believes in the power of firsthand experience and combines this with extensive research and expert insights to provide valuable content to his readers.

Outside of his professional life, R.J. is an avid traveler, a husband, and a proud father of three. He resides just outside of Chicago, IL.

Education

R.J. Weiss holds a B.A. in finance from Eastern Illinois University. He became a Certified Financial Planner® on December 10, 2010, after completing the CFP® Certification curriculum program at The American College. Further enhancing his credentials, R.J. has earned the Personal Lines Coverage Specialist (PLCS) and Small Business Coverage Specialist (SBCS) designation.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

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    CrowdStreet Review: Is The 18% IRR Too Good To Be True?

    An 18% historical return is eye-catching, but it comes with strict requirements and significant risks. We analyze the pros and cons of this exclusive real estate platform to help you decide if the potential rewards are worth locking up your capital for years.

    By R.J. Weiss
    September 9, 2025
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    Percent Investing Review: Pros, Cons & Expert Analysis

    Choosing between alternative investment platforms often comes down to fee structures and liquidity. We compare Percent’s unique 10% interest-fee model and short-term note durations against competitors like Yieldstreet to help you decide which fits your portfolio best.

    By R.J. Weiss
    September 26, 2024
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    How to Make Money as a Kid (Online and Offline Jobs)

    Finding a job under age 14 can be tricky due to labor laws, but there are plenty of legal ways to earn cash. We compiled a list of safe, age-appropriate ideas ranging from traditional farm work to modern digital side hustles.

    By R.J. Weiss
    December 8, 2025
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    9 Easy Ways to Get Free Amazon Gift Cards

    Most rewards apps only pay pennies, but we found a few strategies that offer significantly higher earning potential. We break down the best free ways to stack up Amazon credits, including one market research method where we earned over $300 in just five hours.

    By R.J. Weiss
    December 26, 2024
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    Cred.ai Review: Build Credit Without Hard Pull, But Not Much Else

    Building credit usually requires taking on debt, but this platform offers a safer workaround. We break down how this unique checking-and-card combo reports to credit bureaus while acting like a debit card to prevent overspending.

    By R.J. Weiss
    August 7, 2024
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    Is Dave Ramsey Right About How Much House You Can Afford?

    Buying a home is often the largest purchase of your life, but following traditional advice might leave you "house poor." We analyze this popular conservative framework to see if the strict down payment and mortgage term rules are realistic for today's market.

    By R.J. Weiss
    October 22, 2024
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