Reviews

Personal Finance Software and Service Reviews

Find the best personal finance software to tackle your debt, save money, create a budget, invest in stocks and more. Our reviews are thorough, research-based and unbiased.

  • Earny Review

    Earny App Review Update: Why the App Shut Down

    The Earny model depended on credit card and retailer price protection, and that entire category has largely disappeared. There isn’t a modern replacement that files price-drop refunds automatically.

    By Jenni Sisson
    November 25, 2025
  • Unlock vs Point hero

    Point vs. Unlock: Costs, Structure, and Key Trade-Offs

    Point’s pricing depends on how much your home grows above a discounted baseline, while Unlock locks in a fixed share of future value. The better option depends on timing and exit plans.

    By R.J. Weiss
    November 21, 2025
  • Unison plat text featured

    Unison Review Home Equity Loan Review: Better Than a HELOC?

    Unison offers an alternative to refinancing by pairing interest-only payments with equity sharing. The structure favors disciplined borrowers who want liquidity without disturbing a low-rate first mortgage.

    By R.J. Weiss
    June 19, 2025
  • splitero review featured image

    Splitero Review: Costs, Terms, and How It Compares

    Splitero offers flexible access to home equity without income requirements, but repayment can exceed traditional financing. Real scenarios highlight when the agreement works—and when it doesn’t.

    By R.J. Weiss
    August 27, 2025
  • Alto IRA vs. iTrustCapital: Who Each Platform Is Best For

    Alto offers broad access to alternative assets with low minimums, while iTrustCapital focuses on streamlined crypto and metals investing. The right choice depends on whether you value flexibility or simplicity.

    By R.J. Weiss
    December 17, 2025
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